Our Story

30 years of changemaking.

A chance can change everything.

Imagine if everybody was given a chance to succeed. We exist to create those opportunities. Since 1988, Community Reinvestment Fund, USA (CRF) has driven more than $2.4 billion in loans, investments and bonds to change lives and transform economically challenged neighborhoods into thriving communities. By investing in community partners, local small business ecosystems, and small business owners, CRF reinvents the flow of capital and brings new economic opportunity to communities across the country.

Joining together many partners to create lasting change.

Partnership lies at the center of our work. We collaborate with community leaders, nonprofits, financial institutions, foundations and more to create new strategies and technologies that build stronger local economies, create jobs and support economic mobility. CRF connects on-the-ground community organizations with national partners to address systemic inequities and break the cycle of income inequality.

We also work to ensure public policies are in place to support investment in underserved areas and advocate for government programs that provide fair access to capital.

Multipronged approach to helping communities.

CRF brings together market knowledge, problem-solving, loan structuring, relationships with investors and program management to solve complex community development challenges.

We know that investing in a business or community facility creates a long-term ripple effect, increasing the number of jobs as businesses grow and brings greater prosperity and development to the area.

Our hope for communities.

Our ten-year goal is to impact one million lives and deploy $1 billion in capital annually to build vibrant and healthy communities where they are needed most. Please join us in elevating economic opportunity for all.

Meeting at a picnic table with notebooks and legal pads

Meet the CRF Team

City scape during sunset

Elevating Opportunity for all

Man connecting wires/cables In a workspace. Many tools and supplies neatly organized around him

Empowering People. Strengthening Communities.

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