Partnering to build stronger local economies.

By transforming the community development finance system, CRF and its partners are building stronger local economies, enhancing job growth and supporting economic mobility. That means more business start-ups, more funding for business expansions, more resources for hiring and retaining talent, and greater economic empowerment for everyone living and working in under-invested communities.
Since its inception in 1988, CRF has delivered more than $3.5 billion in capital to communities in need. But we measure our impact in human terms. We believe a loan isn’t just a loan: it represents a chance at building community wealth, improving quality of life and creating positive, sustainable change.

Since 1988, Community Reinvestment Fund, USA (CRF) has driven nearly $4 billion in loans, investments, and bonds to change lives and transform economically challenged neighborhoods into thriving communities. By investing in community partners, local small business ecosystems, and small business owners, CRF reinvents the flow of capital and brings new economic opportunity to communities across the country.

Years of Inspiring Change
10 +
Small Businesses Served
4000 +
Funded to underinvested communities.
1 BN
Jobs created or retained.
100000 +

What Change Looks Like

Programs in Action

See how these efforts are creating collective impact in communities across the country.

Program Case Studies

woman with open sign

Insights – The Southern Opportunity and Resiliency (SOAR) Fund

woman purchasing food from a vendor

Insights – California Rebuilding Fund

bridge in downtown Chicago

Insights – Chicago Small Business Resiliency Loan Fund

mother and son behind bakery counter

Insights – New York Forward Loan Fund Program

baker holding tray of baked goods

Community-Centered COVID-19 Recovery Program

woman using power tools for carpentry

Chicago Contractor Initiative: A Research Study