BRINGING FAIRNESS TO FINANCE. ELEVATING OPPORTUNITY FOR ALL.

Community Reinvestment Fund, USA works to address social and economic inequity through new financial solutions that help empower people, build sustainable communities and inspire systemic change.

About our approach

We Stand in Solidarity

CRF stands in solidarity with all those fighting for social justice, equity and transformational change. We know that the social changes taking place today will yield a lasting positive impact on the lives of millions.

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How We Work

Creating Sustainable Impact

Our work is all about people, creating measurable impact in neighborhoods across the country and a long-term ripple effect that inspires lasting change.

$ 3 bn

For Communities

4,000+

Small businesses served

134,000

Jobs created or retained

Years inspiring change

Learn How We Work

Small Business Loans

FINANCING SMALL BUSINESS GROWTH

We think differently about small business lending and work to provide access to otherwise unavailable capital. We help entrepreneurs get the money they need to grow their businesses.

Apply For a Loan Refer a Business

Our Solutions

NEW SOLUTIONS TO UNIVERSAL Problems

Creativity and problem-solving are at the heart of our work, with a unique combination of financing, business services and technologies that help small business owners and community partners create lasting, sustainable change in the communities that need it most.

Dickerson Family - Detroit Home Mortgage

BREAKING BARRIERS TO COMMUNITY EMPOWERMENT

We work with communities to create a fair, responsive and accessible community development lending ecosystem. Together, we build stronger local economies, create jobs and support economic mobility.

CRF Community Solutions

DEVELOPING INNOVATIVE TECHNOLOGY SOLUTIONS

We build technology-driven solutions that improve access to capital and enable our partner organizations to reach and serve communities in new and innovative ways.

CRF Technology Solutions

Row of colorful houses, beautiful gardens and side walk in front.

DESIGNING CREATIVE CAPITAL SOLUTIONS

We develop capital solutions to drive positive change and create a better system.

CRF Capital Solutions

Servicing Loan Portfolios

We provide customized loan servicing for housing and small business loan portfolios, so cities, economic development agencies and other lenders can reduce expenses and prioritize community development goals.

CRF Loan Servicing Solutions

Success Stories

“I started this company not only to provide for my family but also to help people struggling with employment after incarceration. It was easier for me to start a business than it was to find a job.”

Jimmie Williams, Owner, Urban Roots

Read Jimmie's Story