As CRF’s SVP and Chief Credit Officer (CCO), Kinfe Argaw is responsible for overseeing the credit policies and operations for the organization’s small business lending program. With nearly 20 years of credit experience, he is responsible for establishing, maintaining, and managing the credit risk management function, including credit policies and procedures, approval process, risk tolerance and oversight of collections and problem loan resolution.

Earlier in his career, Argaw spent several years at Sunrise Banks, where he led a team of credit analysts and analyzed large, complex credits across SBA, New Markets Tax Credit (NMTC), and other programs. He was a lead analyst on NMTC loans, working with legal counsel to close transactions, and mentored and trained junior analysts. Argaw holds an advanced economics degree from Addis Ababa University in Ethiopia.