CRF Loan Participation
Partnership that Powers Growth
CRF Loan Participation is designed for CDFIs looking to expand their impact by making more small business loans without stretching their balance sheet. Whether you’re managing a small business lending program or looking to responsibly grow average loan size, our participation model supports loans from $100,000 to $1 million while protecting your balance sheet. Share risk, generate servicing fees, and maximize community impact—all without tapping new capital sources.
Benefits of Loan Participation
Maximize community impact and reach more customers
Make more loans without raising additional capital
Generate loan servicing fees while retaining client ownership
Share credit exposure with CRF
CRF Loan Participation Features
- Loan Range: $100,000 to $1 million small business loans
- Quick Approval: Streamlined process to keep deals moving forward
- Master Agreement: One standardized MLPA covering terms, servicing, and underwriting alignment
- Collaborative Partnership: Ongoing communication to align pipeline, credit, and deal flow strategy.
The Process
Alignment
We work with you to agree on a program credit box that fits your needs
Agreement
Together we execute a Master Loan Participation Agreement covering terms, servicing, and guidelines
Execution
You originate and service the loans; CRF participates
Ongoing Partnership
Maintain regular check-ins to align on pipeline, deal flow, and program performance.
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