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Page 5

Our People

Charity Vickers

SVP & CHIEF PEOPLE OFFICER

Stevan Villegas

Data Engineer

Gilbert Washington

Sr. Loan Officer

Andy Waters

Portfolio Manager III

Shelia White

SPECIAL ASSET MANAGER

Lonnie Willrett

Sr. Director of IT

Kavita Wishart

Kavita Wishart

DIRECTOR OF HR

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Community Reinvestment Fund, USA 801 Nicollet Mall, Suite 1700 West Minneapolis, Minnesota 55402

Tel: 800.475.3050
General Fax: 612.338.3236
Loan Servicing Fax: 612.359.6185

Registered 501(c)(3)
EIN: 41-1616861
NMLS ID: 310577

AZ Mortgage Banker License ID: BK-1000774 Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and the California Finance Lenders Law

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certified sba lender

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Approved to offer SBA loan products under SBA’s Preferred Lenders Program

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CRF is a national nonprofit and Community Development Financial Institution (CDFI) with a mission to expand economic opportunity by reimagining the way capital and resources flow to small businesses and communities. CRF partners with community stakeholders to deliver sustainable, tailored financial solutions that support long-term economic growth with the goal of building a just economy where small businesses and local communities thrive. Since 1988, CRF has provided nearly $4 billion in funding to transform local economies across the country.

© 2026 Community Reinvestment Fund, USA. All rights reserved.

Community Reinvestment Fund, USA is an equal opportunity lender, provider, and employer.

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For Small Businesses

My Account
Apply for a Loan
Payment Options
Customer Care
Small Business Resources

My Account
Apply for a Loan
Payment Options
Customer Care
Small Business Resources

Home

Who We Work With

Small Businesses
Banks & Financial Service Providers
CDFIs & Business Support Organizations
Public Sector
Philanthropists & Foundations

Small Businesses
Banks & Financial Service Providers
CDFIs & Business Support Organizations
Public Sector
Philanthropists & Foundations

Solutions

Offerings

CRF Lending
CRF Technology
CRF Services

CRF Lending
CRF Technology
CRF Services

Program Capabilities

Program Planning & Design
Program Management
Program Evaluation

Program Planning & Design
Program Management
Program Evaluation

Collective Impact Programs

CRF Loan Participation
CRF Loan to Lender
Disaster Recovery and Response
State Small Business Credit Initiative (SSBCI)
Bond Guarantee Program
COVID Recovery Programs
Small Business Referral Programs

CRF Loan Participation
CRF Loan to Lender
Disaster Recovery and Response
State Small Business Credit Initiative (SSBCI)
Bond Guarantee Program
COVID Recovery Programs
Small Business Referral Programs

Impact

Community Voices
Programs & Community Impact
Impact Reports & Insights
Case Studies

Community Voices
Programs & Community Impact
Impact Reports & Insights
Case Studies

About Us

Vision, Mission, Values
Our People
Board of Trustees
Strategic Plan
Annual Report
Careers
Donate
Contact Us

Vision, Mission, Values
Our People
Board of Trustees
Strategic Plan
Annual Report
Careers
Donate
Contact Us