Warren Farm

Emerald, Wisconsin
Equine Services

Story Overview

Peggy Warren has been working with horses since 1993 and participating in horse shows is what she loves best. It was through her love of horses that she decided to build her own facility – Warren Farm – in Emerald, Wisconsin in 2002. Warren Farm is a full-service facility with an indoor arena, along with training, riding, and breeding services.

At the time of the pandemic, Warren was in Florida working at the dressage winter circuit. People from all over the world would come to the horse shows. However, COVID-19 restrictions caused horse shows to cancel and facilities to close.

Although Warren Farm was able to remain open, the costs of operation and utilities led Warren to sell land and take money out from her savings and retirement. While it was enough to keep the facility open, Warren had to find a way to pay off a $500K loan she had used to build an arena on the property while generating income for other expenses as most of her income was earned through horse shows.

Warren was familiar of CRF’s work from her time as a finance director at another organization. With her background in business and accounting, Peggy saved all her financial information and applied for a PPP loan in 2021.

Without PPP I would have had to pull more money out of my personal savings and retirement, which causes a tax issue and complications. I’m thankful I was able to get the loan.

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